1800MoneyMerchant

1.800.270.1891 Toll Free

Tell us about yourself

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I have good-to-excellent credit

and want a low rate purchase/refinance.

Our institutional investors offer the lowest rates on 30-year fixed mortgage, no-balloon payments and FICO scores down to 600.

Pre-Qualify Now

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I have bad-to-no credit

and want to purchase/refinance.

Our hard-money investors don’t look at credit, income, or debt service coverage. They focus on value of the subject property combined with less paperwork, executing a faster time to close.

Pre-Qualify Now

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I'm a first time property investor

and need financing fast.

We cater to first-time investors, offering programs for fixing-and-flipping or buying a long-term rental property.

Pre-Qualify Now

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I am a foreign national

and want to invest in property in the US.

Our foreign national program is considered #1 in the industry. No income, no credit, no employment status. Valid passport required.

Pre-Qualify Now

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I am a wholesaler

in need of transactional funding.

Our transaction funding is a quick, easy, and smart way for wholesalers to earn a significant profit without ever having to invest their own funds.

Pre-Qualify Now

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I'm looking for commercial financing

on property above $4M.

We have commercial investors that will fund buildings, large portfolios, and hard-to-place niche properties up to $100M.

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A Few Words About Us

1800MoneyMerchant has been around for over a decade, and has funded through every market condition.

We are a direct source to institutional capital or hard money. We’ve got experience, know-how, and the ability to think outside-the-box. We don’t conform to traditional underwriting — if the numbers make sense, we will execute to fund.

Real Estate Investor Lending Programs

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Purchase Rehab Loans

Rehab Single-family, 1- 4 units, Condos, Townhomes, Multi Family

No income, No tax returns

Better alternative to hard money

Fast Streamlined Processing

Foreign Investor Programs

$75K – $3M

Up to 90% LTV, 100% Rehab

12 month term

Interest Only

No Pre Payment Penalty

LLCs, LPs, and Corporations

Nationwide lending

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Buy Hold Rental Property Loan

Single-family, 1-4 units, condos, Town Homes

No income, No tax returns

Currently leased or soon to be

$25K – $3M

Up to 80% of value

30 Year Fixed, 24 month and Interest-Only

Purchase, Rate & Term or Cash Out

LLC’, Corporations, and LPs

Nationwide lending

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Bad credit Loans

Single-family, 1-4 Units, Condos, Townhomes

No income, No tax returns

Currently leased or soon to be

$25K – $2M

Up to 75% LTV

12-200 month term

Purchase/refinance Transactions

LLCs, LPs and Corporations

Nationwide lending

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Commercial Loans

Retail warehouse Special Purpose Hard to Place Rv Parks, Mobile Home Parks

No income, No tax returns

$100K – $100M

Up to 80% LTV

3/1 5/1 7/1 25 yr term

Purchase refinance Transactions

LLCs, LPs, and Corporations

Nationwide lending

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foreign national Funding

Foreign National Funding

ZERO PREQUALIFICATION FINANCING
We don’t require any information regarding your financial history, including bank statements, debt/income, and/or assets, nor do we verify employment status. Valid passport is required. 20% down.

NO CREDIT REQUIRED
We make it hassle-free for international investors who do not meet standard credit qualifications.

RESIDENTIAL & COMMERCIAL PROPERTY CONSIDERED
Any property type, including condos and Single Family Residences , Air BNB , condo tel’s are available for internationals seeking a foreign national loan.

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Transactional funding

The Merchant Group hard money investors offer 100% financing of funds $10,000 – $2,000,000.including closing costs to wholesale real estate investors. Our Investors fund the entire project, including the closing costs so you can maximize your profit. Call us or inquire on line for competitive quotes

Our Team Knows Their Stuff

Our loan officers are trained in industry best practices and dedicated to getting our clients the funding they need, without red tape or hassle. Our team will work with you directly to get you approved and funded, as quickly as possible. Start your pre-approval online or call to speak to a loan officer.

Pre-Qualify Now Call Now

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Fast 1 Minute Application

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Same Day Approvals

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Fast Closings

1800 Money Merchant Lending Areas

What Our Clients Say

I’ve been in real estate rehabing homes for over 15 years… I have done two fix and flip loans with 1800moneymerchant. It was a fast streamlined process, their rates are better than hard money.

J.M., Florida

I had a investment property in Michigan with two mortgages and a high LTV. The Merchant Group was able to refinance the property to a much lower rate and gave me some money I needed at closing. The closing costs were very reasonable compared to other’s.

W.C., Michigan

The Merchant Group offered me a higher LTV and a 30 yr fixed mortgage on my rental properties cheaper than anyone I found. Their team was extremely helpful.

J.O., Connecticut

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Be Like Barry

Barry saw an opportunity, and didn’t want to wait around on anyone else to make a move. Taking advantage of a hard-money lending program from 1800MoneyMerchant allowed him to make a lightning-fast offer on the property he wanted, before the Sellers found someone else with cash in hand. Whether you’re here to flip, buy and hold, or purchase land, our team of experts is ready to help you make it happen. Be like Barry and make an opportunity, instead of waiting around for it.

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Have you priced your flip yet?

One of the best ways to break into the real estate market is by fixing and flipping a house — but it’s not as easy as it sounds. Jumping in blind can have expensive consequences. Let the experts at 1800MoneyMerchant help you through the flipping process from start-to-finish. Call today to speak to a loan officer, or register for our newsletter — we’ll even throw in our exclusive guide to flipping houses, just for signing up!

Our transaction funding is a quick, easy, and smart way for wholesalers to earn a significant profit on a same-day, simultaneous “double close” without ever having to invest their own funds.

The Merchant Group hard money investors offer 100% financing of funds $10,000 – $2,000,000 including closing costs to wholesale real estate investors. Our Investors fund the entire project, including the closing costs so you can maximize your profit.

Pre-Qualify Now Call Now